Should we Bank on Phones or the Post?

The financial inclusion community has been focusing on branchless banking over mobile without considering existing infrastructure like the Post. Today we highlight a brief from Microsave that asks whether we should be using phones or a physical network that already exists: the Post.

At the end of the document, the author states: “Given a choice, those currently without bank accounts, or with inconvenient dormant accounts, might open and more actively use postal accounts if the post office were close by and able to offer full banking services.”

Read the complete paper Branchless Banking Update: Should We Bank on Phones or The Post?


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